Terms and Conditions for Portfolio Review Services

These terms outline your rights and obligations when using our portfolio review and analysis services.

September 24, 2025

Acceptance of Terms

By using our website and services, you confirm acceptance of these terms. Please review them carefully before proceeding. Your continued use signifies your agreement with all terms, including privacy and cookie practices.

Definitions

Key terms below clarify the meaning and scope of these conditions.

"Service" refers to portfolio reviews, documentation, and analysis provided to clients by our team.

"Client" means any individual engaging with our service for analysis, documentation, or discussion.

"Content" means written, visual, or digital information provided to inform or support your review.

"We/Us" refers to the team managing this site and service.

Service Usage Rules

Using this service for unlawful purposes, misrepresentation, or spamming is prohibited. Access is granted solely for personal portfolio analysis and documentation.

Eligibility

Our site is intended for adults seeking professional review of their investment portfolios. Users must be 18 years or older and able to form legally binding contracts.

Services not available to minors under 18.

Client Responsibilities

You are responsible for information provided, the accuracy of documentation, and all engagement with our team.

Provide accurate, up-to-date information for analysis.
Respect confidentiality of shared content and team members.
Only use insights for your own personal reference.
Comply with all applicable laws and site policies.

Prohibited Actions

Improper or unlawful use of our service is strictly forbidden.

Attempting to manipulate, disrupt, or undermine review processes.
Distributing malicious, false, or misleading information through our channels.
Using automated scripts to access or harvest personal data from our site.
Misrepresenting your identity or the purpose of your inquiry.
Engaging in activities that violate Australian or applicable law.

Intellectual Property Rights

All service content, analysis, and documentation provided are the intellectual property of our organisation. Copying, distributing, or republishing without permission is prohibited. Copyright is reserved as provided by law.

Submitted Content

When submitting documentation or requesting analysis, you confirm it is your own material and grant us permission to review as needed.

Your Rights Regarding Content

You retain rights to your submitted documents and may request their deletion at any time, subject to legal obligations.

Privacy Practices

Your data is handled as described in our privacy policy. We use appropriate safeguards and are committed to privacy as defined by Australian law.

Privacy Policy

General Disclaimer Statement

This site and service are offered for informational purposes only and do not constitute financial advice.

Important Notice

Results may vary depending on individual circumstances. Past performance doesn't guarantee future results.

Limitation of Liability

We are not liable for losses or damages arising from reliance on our service. Use information and documentation at your own discretion.

Indemnification

You agree to defend and hold harmless our team from claims related to your use or misuse of our service.

Resolving Disputes

We encourage amicable resolution of issues before legal steps are taken. Australian law governs any disputes.

Arbitration

Any disputes will first be addressed via good faith negotiation, with arbitration if necessary under applicable laws.

Arbitration practices may vary by jurisdiction.

Online Dispute Resolution

Information about online options for dispute resolution is available for Australian consumers. See the following resource for details.

ODR and dispute resolution information

Severability

If any section is found unenforceable, the remaining terms shall continue in full force.

Entire Agreement

This document constitutes the full agreement regarding your service use. No other terms apply unless expressly referenced herein.

Applicable Law and Jurisdiction

Australian law applies to all service use and any associated legal matters.

Termination

We may restrict access to or terminate services if these terms are breached, or as required by law or regulation.

Modifications

These terms may change. Your continued site use after updates implies agreement to the revised terms.

Contact Details for Questions

For clarification about these terms, reach out to our team directly.

Email Address: content@xynoravelthoq.site

Phone: +61-8-4395-3905

Address: 175B Stephen Street, Suite 201, Yarraville, VIC 3013 Australia

Effective Date: September 24, 2025

Version: 3